Qualified Investments and non-Qualified Investments
Reading Time: 6 minutesQualified Retirement Plan The instance is said to be a qualified retirement plan because it meets the requirements of ERISA and thus enjoys particular tax treatment. Savings…
UPS: Unified Pension Scheme in India;Comparison NPS and OPS
Reading Time: 8 minutesIndeed, pension system is one of the most important components of financial security of a person after retirement. Over time, the Government of India had introduced several…
SIP vs PPF: By investing ₹15,000 per month,How Much Returns
Reading Time: 7 minutesSIP vs PPF: How much returns have in 10, 15, 20, 25 years, if ₹15,000/month is invested regularly? SIPs and PPF are arguably the most talked about…
Individual retirement account (IRA) & Types of IRAs
Reading Time: 5 minutesWhat are individual retirement accounts (IRAs)? Individual Retirement Accounts, or IRAs, are savings instruments designed to help individuals build a retirement corpus over time. While IRAs are…
How defined benefit(DB)pension plans manage risk & return?
Reading Time: 5 minutesA defined benefit (DB) fund is a pension fund that is aimed at delivering an income to the pensioner upon retirement, which is determined by the number…
10 Aspects to see Before Deciding for Optional Retirement
Reading Time: 7 minutesIntroduction When planning your life transition from work to retirement you need to analyse this major event through steady strategic steps. People find retiring early attractive because…
Creating a Will in India: Section 63- Indian Succession Act
Reading Time: 6 minutesA will cannot be overemphasized in India. A will is a legal document whereby a person declares his wishes on how he would want his property to…
Essential Financial Strategies for Your 50s: Prepare for Retirement
Reading Time: 7 minutesFinancial Planning in 50s Fifty is a significant period when organizing the financial life because retirement is not far away. This stage of life must be thoroughly…
Financial Planning in Your 40’s: Balancing Family and Retirement Plans
Reading Time: 6 minutesFinancial Planning in 40’s This decade is really important when it comes to monetary preparation. Given the higher level of professional activity and demands, one has to…
Mutual Funds vs PPF: Where Should You Invest?
Reading Time: 9 minutesIntroduction The proper choice of investment opportunities in personal finance is extremely vital for achieving the goals set. The sea of options available, however, carries their own…
Public Provident Fund (PPF): Features, Importance, Objectives, Benefits
Reading Time: 8 minutesIntroduction Public Provident Fund or PPF is one of the most in-demand government-sponsored, long-term saving schemes available in India; to aid the building up of one’s savings…
THE IMPORTANCE OF DIVERSIFICATION IN YOUR RETIREMENT PORTFOILO
Reading Time: 6 minutesA portfolio refers to a collection owned by an individual or by organization or by the institution. It represents the varieties of investments carry together to achieve…
How to Create a Retirement Budget: A Step-by-Step Guide
Reading Time: 5 minutesHow to Create a Retirement Budget: A Step-by-Step Guide Introduction Retirement is a significant milestone that marks one’s life, but in turn, it also brings up unique…
Retirement Planning Guide for Working Women
Reading Time: 4 minutes 1. Start with Your Retirement Goals Establish Your Vision for Retirement: To start, imagine your ideal retirement. Questions to ask yourself: • Do you want to…
Retirement planning with SIPs
Reading Time: 2 minutesPlanning for your retirement period guarantees that your retirement life shall not be short of funds. SIP or systematic investment plans are assured with which you can…