SaaS Industry sector: Equity Financing
Reading Time: 3 minutes Software as a Service (SaaS) Company A SaaS firm is a company that owns and offers software applications over the internet based on a subscription model…
Understanding International Equity Financing: Best practices
Reading Time: 3 minutes Introduction The article explains the process of raising capital outside borders through selling stocks to international investors. The article has discussed such frontline challenges as regulatory…
How does SPACs (Special Purpose Acquisition Companies) help Fundraising?: Process, pros and cons
Reading Time: 4 minutes Introduction A special purpose acquisition company is an entity formed solely to raise funds in an initial public offering (IPO) , which it shall subsequently use…
Primary Data and Secondary Data in Financial Analysis: A complete guide
Reading Time: 4 minutesIntroduction Data is important in financial analysis as it helps gauge the financial health of individuals , companies, organizations, tracks prevailing market trends, and investigates various investment…
Fixed Income & Equity Investments: Overview and differences
Reading Time: 3 minutes Introduction Most fixed income investment securities will be comprised of bonds and treasury bills, which will provide stability through the receipt of interest payments. Equity investments…
Pros and Cons of Credit Card Balance Transfer
Reading Time: 3 minutes Introduction Consolidating balances from high-interest credit cards into one account with a lower interest rate, balance transfers can be an extremely strategic way to handle and…
How to use life Insurance as an Estate Planning Tool
Reading Time: 4 minutes Introduction Life insurance is an essential part of estate planning, as it ensures that there is some financial security to pass on to the beneficiaries. Combined…
Electronics sector stocks analysis
Reading Time: 2 minutesThe Electronics Industry Electronics industry is the biggest and at a growth rate, it is the fastest growing industry in the world and finds application in all…
Sector stocks analysis in India: Packaging sector overview & trends
Reading Time: 3 minutes Introduction The increasing demand coming from the industries in the food and beverages sectors, pharmaceuticals, personal care, and e-commerce are going to drive tremendous growth for…
Understanding Stock Market deal’s Commission and Brokerage charges
Reading Time: 3 minutes Introduction Commissions and brokerage fees in the stock market serve as facilitators for transactions, enable access to broker services, and form part of the means by…
What is a Collateral loan and how it works? types and examples
Reading Time: 3 minutes Introduction Collateral is the asset offered to the lender by a borrower as a loan; the decrease in risk to the lender, given that the lender…
Types & Structures of Mergers and Acquisitions (M&A)
Reading Time: 3 minutes Introduction The combination of two like entities into one is known as a merger, while the takeover or acquisition of one business entity by another is…
Simple and Compound Interest: Definition, Formula, Benefits, Differences
Reading Time: 3 minutes Introduction The terms “simple interest ” and ” compound interest ” should not be foreign to anyone dealing with finances. Simple interest and compound interest are…
What are advantages of Corporate Bonds listed on public exchanges?
Reading Time: 3 minutes Introduction Corporate bonds listed on public exchanges provide a structured and accessible way for companies to raise capital while ensuring an optimal investment avenue for investors.…
Understanding Sovereign Gold Bond (SGB) Investment
Reading Time: 4 minutes Introduction Sovereign Gold Bonds ( SGBs) are alternative investment options to gold for physical investment in India because they are issued by the RBI. These bonds…
What is the purpose of Embedded Derivatives? features, examples
Reading Time: 3 minutes Introduction An embedded derivative is a financial product included in a broader contract, such as a loan or bond, and whose value is based on an…
Open network for digital commerce (ONDC) advantages for local shops
Reading Time: 3 minutes Introduction Open Network for Digital Commerce, or ONDC, an initiative from the Indian government that envisages revolutionizing digital commerce in the creation of an open and…
Applicability and exemptions Securities Transaction Tax (STT) in India?
Reading Time: 3 minutes Introduction STT, a direct tax levied by the government of India, is imposed on the acquisition and disposal of securities such as equities, options, and futures…
What are POS Retail Displays?: Types and benefits
Reading Time: 3 minutes Introduction Point of sale (POS) displays are one of the major marketing tools for retail outlets to attract more customers and convert them into add-on sales.…
Understanding the importance of bookkeeping and its components and methods
Reading Time: 3 minutesWhat is Bookkeeping? Bookkeeping is the systematic and orderly recording of business financial transactions. It forms the backbone of recording financial performance and decision-making , ensuring that…
Understanding the differences between Tax accounting and managerial accounting
Reading Time: 3 minutes Introduction It is very crucial for any business to understand the difference between tax accounting and managerial accounting. The two areas, though different in terms of…
Tax Accounting and Cost Accounting: Overview and difference
Reading Time: 3 minutes Introduction Accounting is divided into several branches that have evolved to meet specific needs. For instance, there is Tax Accounting , which deals specifically with tax…
Financial analysis and financial modeling: Overview, types, elements, & differences
Reading Time: 3 minutesFinancial analysis and financial modeling are two very different tools in finance. Financial analysis examines past data to evaluate the previous performance and health of a company.…
What are Assets, Capital and Liabilities?: types
Reading Time: 3 minutesThe three main elements of a company ‘s financial structure- assets, capital, and liabilities – show essential knowledge about its financial position. Assets refer to anything that…
Understanding Operating Cash Flow and Net Income: Definition, formula, differences
Reading Time: 3 minutes Introduction Operating cash flow and net Income are two different metrics providing a glimpse into the health of a company’s financial system. Let us understand these…
What is Stock Exchange?: Definition, Types and Benefits
Reading Time: 3 minutes Introduction A stock exchange is a marketplace where corporate securities, including stocks and bonds, are traded. They allow companies to raise funds for various initiatives, and…
Excel functions and formulas: A comprehensive list
Reading Time: 2 minutes Introduction Excel enables users to perform a wide range of functions, from simple arithmetic operations to complex data analysis, provided there are related formulas in the…
Savings & Investing: Definition, Benefits, Drawbacks
Reading Time: 3 minutes Introduction Savings and investment are two ways of handling your money , each serving different purposes. Savings typically involve setting aside money for short-term needs or…
Excel: understanding named range creating & benefits
Reading Time: 3 minutes Introduction Named ranges enable users to give descriptive names to cells or cell ranges in Microsoft Excel, as this makes data management even easier to handle…
Data Types in Excel and Their Uses: A Comprehensive Guide
Reading Time: 4 minutes Introduction Managing data with Microsoft Excel becomes easy due to the variety of data types provided; analysis and reporting can be quite simple. Understanding what text,…
Understanding Key Financial Metrics in Excel: A Beginner’s Approach Using Excel
Reading Time: 4 minutes Introduction Analysts compare a business ‘s performance, its financial health, and how well the business manages its finances using a set of financial metrics. Several key…
Systematic Investment Plan (SIP): Definition & Types
Reading Time: 3 minutes Introduction SIPs are very popular and disciplined investments in mutual funds. They allow an investor to invest small amounts of money periodically over time, building a…
Stock Trading & Forex Trading: Understanding terms & Differences
Reading Time: 3 minutes Introduction Stock trading and forex trading are two leading financial markets that can help traders gain profits through their mechanisms. In the case of stock trading,…
How to build a Complete Discounted Cash Flow (DCF) Valuation Model?
Reading Time: 4 minutes Introduction Excel graphs are vital tools in creating understandable, influential reports. There are different types of charts through which you can turn raw data into comprehensible…
What are Index Funds and how do they benefit?
Reading Time: 3 minutes Introduction Index funds provide give low-cost and diversified exposure to markets. This is because, based on the concept of tracking an indexed market, for example, the…
What are direct and regular plans of a mutual fund and how do they differ?
Reading Time: 3 minutes Introduction The direct and regular plans of a mutual fund vary in terms of costs and returns. In a direct plan, investors can approach the fund…
Understanding Unit Linked Insurance Plans Fund and types of ULIPs in India?
Reading Time: 3 minutes Introduction Unit Linked Insurance Plans (ULIP) is a hybrid approach to both protection and wealth generation. ULIPs have become the favorite of most investors. Unit Linked…
Systematic Investment Plan (SIP) vs Systematic Transfer Plan(STP)
Reading Time: 3 minutes Introduction SIPs enable investment on a monthly or quarterly basis, while STPs facilitate the transfer of funds from one scheme to another based on market conditions.…
Equity Research or Investment Banking.Which career to choose?
Reading Time: 3 minutes Introduction Equity research and investment banking are two distinct careers in finance. Each of these roles, skill sets , and career growth opportunities is very different.…
Understanding Capitalism & Socialism: Definition, features, advantages & disadvantages
Reading Time: 3 minutes Introduction Capitalism and socialism , as models of economy , present contrasting approaches to how the economy is organized, the distribution of wealth, and welfare. Each…
Personal Loans vs. Credit Cards: Which option can be suitable for you
Reading Time: 3 minutes Introduction Credit cards are used for low, individualistic spending. They offer rewards and cashback along with various benefits. Personal loans are perfect for substantial spending ,…
What is Cyber Insurance and how does it work?
Reading Time: 4 minutes Introduction Given the increased reliance of businesses on technology in modern times, firms are highly vulnerable to cyberattacks, data breaches, and all other sorts of malicious…
Business Insurance Policies for Startups: How to Choose the Right one?
Reading Time: 4 minutes Introduction Choosing the right business insurance is crucial to protecting your startup from potential risks and financial losses. With so many options available , understanding your…
Understanding the role of Accelerators and Incubators in Venture Capital
Reading Time: 3 minutes Introduction Accelerators and incubators play a vital role in a venture capital ecosystem. They provide essential resources, mentorship, and funding to early-stage startups , which may…