Market Value,Importance, vs. Appraised Value, vs. Fair Market Value
Reading Time: 6 minutesFair market price is the price that the given property will fetch when sold in the market with both the buyer and seller willing to get the…
What Is IRR In Real Estate? vs. NPV, vs. ROI, vs. CAGR
Reading Time: 6 minutesInternal Rate of Return (IRR) It is a capital budgeting technique to determine the net cash flows of an investment proposal. As many will know, it can…
What is Disposable Income?calculate,vs Discretionary Income
Reading Time: 7 minutesPersonal disposable income encompasses the total amount of income available for an individual or household expenditure after deducting central, state and local taxes couple with other obligatory…
What is Deferred Revenue and how does it work?
Reading Time: 5 minutesAdvance payments a business receives for goods or services that will be supplied or performed in the future are referred to as deferred revenue, or unearned income.…
What is asset allocation and how it Works? Strategies
Reading Time: 6 minutesAsset allocation is the modality of deploying an investment plan aimed at achieving the maximum risk/return profile by apportioning the proportion of each asset in an investment…
What Is an Advance Payment in Accounting, and how it Works?
Reading Time: 6 minutesAdvance payment is making a certain payment earlier than is usual such as paying for a particular good or service while the actual receipt will occur at…
Types of budgets used in organizations: Methods, process
Reading Time: 10 minutesIntroduction Budgeting is defined as the plan to prepare a budget that shows the financial receipts and expenditure for a period. It will also be used as…
Understanding Standard Deviation,how it works: vs. Variance
Reading Time: 6 minutesWhat is standard deviation? The standard deviation is a single statistic measure which estimates the dispersion of the dataset. It is the measure of dispersion that gets…
Negatively Correlated Assets & their benefits in portfolios
Reading Time: 8 minutesOverview As we pointed out, some assets can be negatively related in a portfolio and therefore, the concept should not be unfamiliar to investors. Then at least…
Lower Circuit & Upper Circuit of Stocks in stock market
Reading Time: 7 minutesSince the concept of investing has slowly been introduced into a much larger portion of the population, I am quite sure that many of you have read…
Generally Accepted Accounting Principles(GAAP) compliance
Reading Time: 5 minutesIntroduction to GAAP GAAP are, therefore, a standardized set of rules and practice for accounting and reporting financial statements. These principles facilitate comparability, reliability, and quality of…
Understanding Credit Card Fees: What to Watch Out For?Types
Reading Time: 6 minutesCredit cards are indispensable financial instruments in modern society, offering convenience, rewards, and financial flexibility. However, with the ability to monitor and manage one’s finances comes the…
Cost Driver, Types, significance in cost accounting
Reading Time: 5 minutesIntroduction Cost drivers are those factors which contribute to adding or reducing cost in any activity or process. However, they form a starting point for apportioning costs…
Business Continuity Plans (BCPs): Elements, Benefits
Reading Time: 8 minutesOverview It must be stated that BCPs are essential in any company. Anything that hinders the business activity for whatever period it takes leads to losses and…
Additional Surveillance Measure (ASM) list Stocks explained
Reading Time: 6 minutesWhat is ASM? Additional Surveillance Measure( ASM) is a regulatory tool issued by stock exchange with participation SEBI (Securities and Exchange Board of India). The main goal…
Types of no Income Verification Loans: examples: Benefits
Reading Time: 9 minutesNo-Income Verification loans are a specific financial product created for those clients who may have no documents to prove their income levels. These loans are best suited…
EPS Formula & Types of EPS-Earning per share explained
Reading Time: 8 minutesWhat is EPS? Earnings per share (EPS): It is defined as amount of earning that each outstanding share of common stock can earn. It is determined from…
Top Forecasting Methods for Accurate Budget Predictions
Reading Time: 7 minutesBudget Forecasting Budget forecasting is very crucial in any business and or organization to ensure proper planning, resource control and to achieve set organizational/ business financial objectives.…
Sophisticated Listed Option Strategies:Utilizing Volatility
Reading Time: 7 minutesListed options are undoubtedly one of the most flexible and responsive instruments available to traders. They afford the bellwether latitude in trading for hedging purposes, speculation, and…
Serial Correlation & it’s Use in Financial Modeling,example
Reading Time: 7 minutesAutocorrelation, also referred to as serial correlation, is a statistic which quantify the relation between a variable and its own lags. It is very helpful in analyzing…
Revenue Recognition in accounting: methods & importance
Reading Time: 6 minutesGeneral performance of business is always centered on the generation of revenue. Regulators are fully aware of how easily businesses can manipulate standards governing what constitutes revenue,…
Qualified Investments and non-Qualified Investments
Reading Time: 6 minutesQualified Retirement Plan The instance is said to be a qualified retirement plan because it meets the requirements of ERISA and thus enjoys particular tax treatment. Savings…
Pension Fund Regulatory and Development Authority (PFRDA)
Reading Time: 6 minutesThis government of India agency also goes by the full name of Pension Fund Regulatory and Development Authority or PFRDA for short. It was established and accordingly…
Life Insurance-Middle-Class Families India: Top 10 Policies
Reading Time: 7 minutesWhat is a life insurance policy? A life insurance policy is an agreement between the policy owner and the insurer in which the insurer promises to pay…
Intangible Assets on Balance Sheet, Goodwill
Reading Time: 7 minutesFixed assets are those assets which are not tangible in nature but has some monetary values and are useful for rather longer period of time. They increase…
Identifying and measuring Revenue driver financial modeling
Reading Time: 8 minutesIntroduction Revenues source is a component or is a number of features that influence the generation of income in an organizational setup. The overall concept starting with…
How to shift to eNPS and what is the advantage of it?
Reading Time: 6 minutesWhat is eNPS? eNPS is an Index used in organizations to establish the possibility of the employees recommending the company as an ideal one to work for.…
How Choose the Right Mutual Funds for Your Investment Goals
Reading Time: 6 minutesA Mutual fund is an investment product whereby different individuals invest their money together and collectively. The funds which are accumulated in the pool is than used…
How to Build Credit Using Your Credit Card Responsibly
Reading Time: 6 minutesWhat is a Credit Report? A credit report is a record of credit information history of an individual. A credit report contains personal data such as address…
How to build an all-weather portfolio:a comprehensive guide
Reading Time: 5 minutesIntroduction to All-Weather Portfolio The ‘‘All-Weather Portfolio’’ idea was made famous by Ray Dalio, the billionaire owner of Bridgewater Associates, a hedge fund with billions of dollars…
Forecasting the Balance Sheet and Schedules: A Step-by-Step Guide
Reading Time: 6 minutesBalance Sheet Forecasting Balance sheet forecasting is an essential part of the overall financial planning, budgetary control and analysis. It gives future prospects of a company’s financial…
Fixed and Variable Expenses: Definitions, differences, examples, FAQs
Reading Time: 7 minutesUnderstanding Fixed Expenses Fixed expense is an expense in your budget that you believe to be fixed or at least, will unlikely to change much over a…
Warning Signs of Ponzi Schemes: what to do in case of scam?
Reading Time: 5 minutesIt’s important to know that Ponzi schemes have been one of the most elusive techniques in artificiality which basically feeds on the confidence and the avarice of…
Factors influencing Cap Rate in Real Estate: Why it Matters
Reading Time: 7 minutesIntroduction to Cap Rate Real estate investors can never do without capitalization rate, which is commonly known as cap rate. It provides the financial gain for a…
Data modeling techniques and concepts, best practices, examples, tips, FAQs
Reading Time: 7 minutesIntroduction In its simplest definition, data modeling is just an art of placing data into a format that is easier to use for different purposes and analyses.…
Commodities Trading: A complete Guide, FAQs
Reading Time: 7 minutesOverview Trading in commodities is a very active and central aspect of the global markets, and we feel the effects of this trade in the price of…
Choose the right debt payoff strategy? methods, types,steps
Reading Time: 6 minutesDebt management is considered one of the measures toward attaining this important goal of financial liberty. No matter if you have credit card bills, student loans, or…
Assumptions and Drivers in Financial Modeling, examples
Reading Time: 5 minutesFinancial modeling is a critical practice among corporate management and investors while planning for future performance, analyzing investment project, and decision making. Every financial model has assumptions…
Accrued Revenue, Accrual Accounting, Benefits, principles
Reading Time: 6 minutesWhat is accured revenue? Accrued revenue is revenue for which customers have been billed but have not yet paid because the product or service being billed has…
Accounting for Software as a Service(SaaS), Types
Reading Time: 7 minutesOverview It turns out the rules around systems that are currently labeled as SaaS business are much more different from the rules that will be more familiar…
Accounting for Marketing Expenditures: Advertising Costs
Reading Time: 8 minutesOverview There is no doubt that the general guidelines for accounting for marketing costs are elementary to grasp for any organization. The first of them is the…
Accounting for investments, Accounting Methods, Cost Method
Reading Time: 7 minutesInvestment accounting refers to the handling and recording of investment portfolios. Investment accounting software aids the investors in tracking investments, their performance, and set objectives. Basic accounting…
Accounting for Corporate Life Insurance
Reading Time: 8 minutesOverview When a life insurance policy is purchased by a private corporation all the beneficial interests of the policy hold by the corporation on behalf of its…
Budgeting: Understanding Your Financial Situation
Reading Time: 8 minutesBudgeting is the holy grail puzzle piece of personal finance; without it, the financial jigsaw does not really have any defined places for pieces. Budgeting helps in…
Fundamental Analysis: tools, types, and how to use It, vs. technical analysis, example
Reading Time: 7 minutesFundamental Analysis: Overview Basic analysis analyses factors such as its revenues, profits, industry position and strengths. You also examine the macroeconomic variables including economic conditions of the…