My Finance Blog
Reading Time: 5 minutesPerpetual Bonds vs. Other Fixed- Income Securities Fixed-income securities generate known and predictable interest payments. They are considered one of the building blocks of any diversified investment…
Reading Time: 4 minutesChartered Accountant (CA) is a respected and versatile financial professional playing a very important role in the business world. One knows it by the names accounting, auditing,…
Reading Time: 4 minutesAn Auditor is crucial for maintaining financial integrity in the world of business, finance, and governance. They work to ensure that every financial statement in the company…
Reading Time: 3 minutes Business transaction analysis is the correct tool in accounting and financial reporting. Every business transaction conducted on a sale side or expense level impacts the financial…
Reading Time: 4 minutesBank reconciliation is a very important accounting process which ensures that all cash balances recorded in a company’s accounts are correctly stated to be those maintained in…
Reading Time: 4 minutesOne of the most important features in Excel is conditional formatting, which automatically formats cells based on given criteria; thus, it gives an immediate visual representation of…
Reading Time: 3 minutesThe right stock broker plays a significant role in facilitating investors, whether beginners or experienced traders. He provides you with a trading platform and impacts your costs…
Reading Time: 6 minutesSIPs are an investment when you invest a certain sum in mutual funds at frequent intervals, mainly monthly or quarterly. It is not that SIP investors time…
Reading Time: 3 minutesFintech has seen a marvellous transformation due to technological advancements, shift in consumer expectations, and a global move to a digital solution. Its main area is in…
Reading Time: 3 minutesBusinesses seek raise capital by Debt financing or equity financing. Both of these options possess features, benefits, and drawbacks that affect a business’s long-term financial soundness and…
Reading Time: 3 minutesTerm life insurance plans offered under GTLI are one of the most highly sought employee benefits from organizations. This is due to the dual benefit that it…
Reading Time: 3 minutesMutual funds are investments that pool money from multiple investors to buy a diversified portfolio of assets managed by professionals. They can be classified according to the…
Reading Time: 3 minutesThe growing interdependence of the world renders global events-whether political, environmental, or economic-exert huge influences on smaller economies. Pandemics and geopolitical tensions or changes in the economies…
Reading Time: 3 minutesThe MODE function in Excel is a tools for statistics that help you identify the most frequently occurring number in the data set, called the “mode.” It…
Reading Time: 4 minutesThe MEDIAN is one of the important functions in Excel to analyse data sets. Whenever you need to find a middle value of a range, this function…
Reading Time: 3 minutesEarnings per share(EPS) points to how much profit is ascribable to every common stock share. It is one of the most important and critical financial numbers measuring…
Reading Time: 4 minutes No doubt, a cost accountant may not be the most prominent person to show his face in a business, but perhaps they are one of the…
Reading Time: 4 minutesSplit payments have become one of the latest retail common places as digital payment methods are advancing. It allows customers to make payments using more than one…
Reading Time: 5 minutesForensic accounting is the application of accounting and auditing combined with investigative expertise directed towards any financial records and transactions to detect fraud or other forms of…
Reading Time: 5 minutesThe Institute of Cost Accountants of India is a professional body governing and developing the cost and management accounting profession in India. The ICMAI greatly trains professionals…
Reading Time: 5 minutesFixed Income Securities are those instruments which make it possible to generate steady income for the investors, through payments in the form of interest. Generally, they are…
Reading Time: 4 minutes The death of a loved one is always such a tough time, and handling matters related to money is the last thing that anyone needs to…
Reading Time: 5 minutes What are Perpetual Bonds? Perpetual bonds are also known as “perps” or “perpetuities,” which are simply special bonds with no maturity date. Unlike regular bonds, in…
Reading Time: 4 minutes What Is a Bond? Think of a bond like a loan. When you purchase a bond, you are essentially lending money to an organization-be it a…
Reading Time: 3 minutesAn essential skill for anyone in finance is the creation of a financial model in Excel. It helps you project the future performance and estimate the potential…
Reading Time: 3 minutesPopular financing used for a wide range of needs and purposes-from debt consolidation to unexpected emergencies or even for purchases such as home-personal loans are perhaps among…
Reading Time: 3 minutesIncreasingly digitalized and in a continued pursuit of cost-cutting measures, cyber threats have brought unparalleled risks to most industries on the board. Be it ransomware attacks or…
Reading Time: 3 minutesPlanning a special event, whether a wedding, a corporate gathering, or a large public festival, is a time-consuming affair that takes months of planning. No matter how…
Reading Time: 3 minutes A profit and loss, or income statement is one of the most important financial statements any company uses in drawing evaluation conclusions about a firm’s performance.…