My Finance Blog
Reading Time: 4 minutesInvestment banking and private equity represent some of the most essential banking institutions within the finance sector. Most people cannot differentiate between the two as at face…
Reading Time: 4 minutesProfessional indemnity insurance also referred to as professional liability insurance, protects financial claims made against both professionals and business owners with regard to error or omission in…
Reading Time: 4 minutesFinancial statements are the most significant reports to analyze the performance and position of a firm. The four main kinds of statements are a balance sheet, income…
Reading Time: 4 minutesInflation-indexed bonds are a type of fixed income security that offers protection from inflation, that is, the gradual increase in general levels of prices of goods and…
Reading Time: 3 minutesThe stock market is an organized and regulated marketplace for investors to buy and sell shares of publicly listed companies. By buying the stocks of a company,…
Reading Time: 3 minutesASPECT JOBBER BROKER Meaning A jobber is a person who trades securities from their own account. They buy and sell securities on the stock market in his…
Reading Time: 4 minutesPerpetual bond is a bond that lasts forever, also refered to as a “consol bond” or “perp,” is a unique type of debt security where an investor…
Reading Time: 3 minutesHere are the differences between notional and market value: ASPECT NOTIONAL VALUE MARKET VALUE Definition Notional value refers to the theoretical, or underlying, value of an asset…
Reading Time: 2 minutesHere is the table showing the differences between stocks and bonds: ASPECT STOCKS BONDS Definition An ownership or equity instrument. Ownership in a firm of which all…
Reading Time: 3 minutesWhat is price to book ratio The Price-to-Book ratio is the comparison between the price at which the company is trading presently and the book value per…
Reading Time: 4 minutesHow is book value per share calculated Book value per share is calculated by taking the total equity of a company and dividing the same by the…
Reading Time: 4 minutesWhat is POP? Point of Purchase (POP) is a contact point that is both physical and strategic, as retailers and marketers want to influence customer decisions and…
Reading Time: 3 minutesTax accounting is that area of accounting that specializes in tax-related activities of all kinds of entities. It deals with tax compliance and reporting rather than traditional…
Reading Time: 4 minutes A point of purchase or POP display is an in-store marketing tool used in retail. POP impacts a consumer’s buying decision directly when they see a…
Reading Time: 4 minutesCapital expenditure are refered to as funds that are spent by an organization for acquiring or installing long-term assets to generate long term benefits. This usually occurs…
Reading Time: 5 minutesInitial Public Offering (IPO) An initial public offering IPO is the stage at which a company gives up private ownership and begins trading publicly. Through an IPO…
Reading Time: 6 minutesDCF modelling is a financial estimation tool, which is used to calculate the intrinsic value of an investment by forecasting cash flows in the future. It helps…
Reading Time: 3 minutesA cost-benefit analysis is a decision-making tool that helps one to decide whether the benefits would outweigh the costs in relation to the associated outcomes of a…
Reading Time: 3 minutesWhat is Double Entry? Double-entry accounting is the basis of bookkeeping where financial transactions are accurately and uniformly recorded through making a dual entry in two different…
Reading Time: 3 minutesWhat is a stock split? A stock split is a company’s decision to increase the number of shares so that each share becomes worth less, but does…
Reading Time: 3 minutesWhat is earning per share (EPS)? Earnings per Share, or EPS, is the measure/metrics to describe the amount of their profit that each outstanding share of common…
Reading Time: 4 minutes What is an Asset? Assets are resources owned by a business that helps in maintaining a stable financial condition or making profits into the future. They…
Reading Time: 6 minutesWhat is a share? A share is an ownership unit in a company, it shows the proportionate interest in the assets and earnings of that company. Corporations…
Reading Time: 3 minutes1. Fund Structure and Asset Allocation Flexi-Cap Funds are completely stock oriented, where the investment choice remains entirely with the fund manager, and a company of whatever…
Reading Time: 4 minutesMarket Structure is the way in which industries are classified and differentiated according to the nature and intensity of competition for goods and services within them. It…
Reading Time: 3 minutes Ultra Short Term Mutual Funds are also referred to as ultra-short duration funds. They are a category of fixed-income debt fund schemes specializing in short-term investments.…
Reading Time: 5 minutesData analysis application software enables to aggregate and process data to form an analysis and then put forward the findings to ultimately help generate actionable insight. The…
Reading Time: 2 minutesCompany profile is a description of the story of the company, giving an impression about values, mission, and goals. This is significant for not only large companies…
Reading Time: 3 minutesBetter economic lives can be catered to by having financial literacy. The monetary issues faced and suffered by the younger generations of Indians include a steadily surging…
Reading Time: 3 minutesRetirement funds, or pension funds, are types of financial instruments designed to help individuals accumulate a portion of their salary for the post-retirement years. Periodic savings from…
Reading Time: 2 minutesThe Insurance Regulatory and Development Authority of India is a statutory body under the Insurance Regulatory and Development Authority Act of 1999. It is the apex authority…
Reading Time: 4 minutesWhat are Blue chip funds A Blue Chip Fund invests in Blue Chip companies. Such companies are stable, reliable, and financially strong. They look for steady returns…
Reading Time: 4 minutesCorporate Banking Corporate banking is considered the backbone of many large commercial and investment banks. It addresses the financial needs for large and publicly listed companies. The…
Reading Time: 4 minutesGross Domestic Product is the total sum of all the final goods and services produced within a country’s borders over any period of time, usually annually or…
Reading Time: 7 minutesWhat are mutual funds? Mutual funds issue shares to each investor, which stands for the proportionate ownership in the fund’s portfolio-so the profit and loss are shared…
Reading Time: 2 minutes A mutual fund is a investment platform that pools money from many investors into one large portfolio of stocks, bonds, or other forms of securities. Managed…
Reading Time: 3 minutesPet insurance is the insurance that covers veterinary and health-related costs attributed to pets. It provides the pet owner with protection against increased costs of veterinary care…
Reading Time: 3 minutesParametric insurance provides a very simple and quick path for insurance pay-out when certain events occur. speciality of this kind of insurance is that, instead of waiting…
Reading Time: 5 minutesWhat is Venture Capital? Venture capital is a private equity fund that provides funding for young ventures or small business enterprises that are likely to demonstrate long-term…