Goods and Services Tax (GST): Features, components & impact
Reading Time: 5 minutesThe Goods and Services Tax (GST) is an indirect tax on the supply of goods, it is a comprehensive, cumulative, and destination-based tax. It has revamped the…
Gold ETF vs Gold Mutual Fund:Which to choose for Investing?
Reading Time: 4 minutesIntroduction Given its attributes like intrinsic worth, stability and hedonists, gold has always been the most favored investment tool among the Indian investors. In the modern financial…
Finance Market: Fundamental Analysis vs. Technical Analysis
Reading Time: 5 minutesIntroduction Investors and traders rely on two primary methodologies to evaluate the financial markets: Moreover, we have two types of analysis, namely the fundamental and the technical…
Understanding Fixed-Income Securities: Types, Features
Reading Time: 5 minutesThe instruments of the fixed-income securities market are among the most significant in the world financial systems since it provides demand with stable transactions returns. Debt securities…
Financial derivatives: Types,advantages, risks associated
Reading Time: 5 minutesDerivatives have become an essential commodity in today’s complex financial sector. These instruments obtain their worth from other securities for instance, equities, bonds, currency, rates of interest…
Factors affecting Revenue Per Employee, Payroll Headcount Ratio
Reading Time: 6 minutesPay per head and payroll multiplier are significant indicators through which organizational efficiency, productivity as well as financial performance is measured. They give information on the levels…
Fair Market Value (FMV) and it matters to Investors
Reading Time: 4 minutesWhat is fair market value FMV? According to the financial ratio analysis, the Fair Market Value (FMV) can be described as the price at which a specific…
Exchange Traded Funds (ETF): categories, how to choose,
Reading Time: 5 minutes Introduction ETFs have gained popularity in recent years because they are efficient and cheap, more so than mutual funds shares Indeed, because ETF can be bought…
Dunning-Kruger effect: Risks, impacts on financial decision
Reading Time: 6 minutesWhat is Dunning-Krugger effect? The Dunning-Kruger effect is a type of illusory superiority where people with low ability or knowledge in a given domain grossly overestimate their…
Collaboration in Mergers and Acquisitions: Virtual Data Room Reviews
Reading Time: 5 minutesIntroduction Corporate organizations use M&A, which is a quite intricate business operational strategy that has to be executed flawlessly and involves substantial data sharing across departments and…
Double Entry Accounting & it’s Impact on Business Operations
Reading Time: 4 minutesAccounting double entry is one of the basic concepts accepted in the modern systems of financial management. It also ensures that businesses retain reliability, transparency, and make…
Does market timing work? The myth of perfect market timing
Reading Time: 4 minutesMarket Timing Gaining the knowledge of a stock’s movements to buy at the lowest and sell when the prices are high, known as market timing, is always…
Direct Taxation: types, features, importance, benefits
Reading Time: 5 minutesDirect tax is an immeasurable part of a country’s taxation since it is imposed on an individual or an organization income, profits and wealth. Of course, it…
Hindsight Bias, symptoms, case studies,risks, how to limit
Reading Time: 8 minutesBEHAVIORAL FINANCE: HINDSIGHT BIAS Hindsight bias commonly known as the ‘knew-it-along’ factor entails a situation where people give the impression that events were easier to predict before…
Herd Behaviour: Consequences, How to reduce, case study
Reading Time: 7 minutesINTRODUCTION TO HERD BEHAVIOR Sheer movement in the financial market then is the tendency for an individual to follow the rest of a herd unabashedly without bothering…
Essential Financial Strategies for Your 50s: Prepare for Retirement
Reading Time: 7 minutesFinancial Planning in 50s Fifty is a significant period when organizing the financial life because retirement is not far away. This stage of life must be thoroughly…
Setting Financial Goals in Your Mid-20s: How to Map Out
Reading Time: 6 minutesThe 20s are especially the middle 20s which for most is the best or the worst period in their life. It is often associated with such stages…
Financial Planning in your 30’s: A Roadmap to Success
Reading Time: 8 minutesFinancial Planning in 30s People tend to believe it is possible to achieve much in life during the thirties. It is such a time in one’s life…
Financial Planning in Your 40’s: Balancing Family and Retirement Plans
Reading Time: 6 minutesFinancial Planning in 40’s This decade is really important when it comes to monetary preparation. Given the higher level of professional activity and demands, one has to…
Corporate Financial Analysis and Investment Financial Analysis
Reading Time: 5 minutesFinancial analysis of a company or an investment at the financial level and its potential is one on of the mandatory elements. such an analysis proves beneficial…
Emergency Fund: overview, Importance, why do I need it?
Reading Time: 5 minutesOverview: an emergency fund is basically a virtual piggy bank that provides liquidity for those extra costs or when one’s income is low. It makes sure that…
3-Statement Model step-by-step: a comprehensive guide
Reading Time: 5 minutes3-statement model is a foundation of financial analysis and modelling within an organization. It combines the income statement, balance sheet, and cash flow statement into one live…
How to reduce the Budget Creation Cycle Time: Overview
Reading Time: 5 minutesThe achievement of effective budgeting requires that organizations develop effective budgets to achieve their objectives. It is used to guide decisions on how resources will be applied,…
Line-Item Budget: A Comprehensive Guide
Reading Time: 5 minutesLine-item budget is one of the most common types of the budgeting practice in organizations, governments, and non-profit organizations. This approach put expenses and revenue into sub…
Selling General and Administrative (SG&A) Expense, Types, Calculation, Importance
Reading Time: 4 minutesSG&A expenses include all the cost that affects the firm’s performance other than cost of goods sold it is an important part of the income statement. These…
What is a good Interest Coverage Ratio?: Meaning, Formula, Applications
Reading Time: 5 minutesThe ICR is a very important financial tool used in assessing a firm’s capacity to honor its interest liability. They use it for evaluating solvency and risk…
Understanding Return on Sales (ROS) and Operating Margin, Applications
Reading Time: 4 minutesIntroduction Return on Sales (ROS) and Operating Margin are fundamental and significant business and financial indices that allow analyses of the efficiency and profitability of companies and…
Net Profit Margin: Formula, Example, vs. Gross Profit margin
Reading Time: 4 minutesUnderstanding Net Profit Net Profit Margin is another basic and essential finance factor that calculates remaining profit attained after paying cost of operations, interest, taxes, and all…
Operating Cash Flow Ratio – overview, uses, Formula, calculation, Example
Reading Time: 4 minutesOverview: The Operating Cash Flow (OCF) Ratio is one of the most important financial ratios which determine the ability of a company to continue meeting its operating…
Gross Profit margin – Overview, Formula, Revenue, Examples, Applications
Reading Time: 5 minutesIntroduction Gross Profit Margin is simply defined as the ratio of total gross profit to total net sales or simply the gross profit earned for every dollar…
Double-entry and accounting equation: Overview, calculating, History, Components, Importance
Reading Time: 5 minutesAccounting plays the pivotal role to the financial management because it helps them to record as well as report the financial activities. Accounting mechanical and at the…
Different Warning Signs of a Ponzi Scheme: what should do in case of a scam?
Reading Time: 5 minutesIntroduction It’s important to know that Ponzi schemes have been one of the most elusive techniques in artificiality which basically feeds on the confidence and the avarice…
Depository & Depository Participant: Overview, Types, Advantages, Duties, DP charges, Roles of the NSDL and CDSL
Reading Time: 4 minutesA depository is a kind of a referee or a central venue where stock, bonds, mutual funds, ETFs and other negotiable securities are placed and stored in…
Debt financing Vs Equity financing: Defination, differences, and how they work
Reading Time: 6 minutesAny firm searching for finance would look at funding by either debt financing and equity financing. Both modes have become vital to several firms to establish, cultivate,…
Cost of Capital: Overview, Formula, Cost of Debt, Cost of equity, Example
Reading Time: 5 minutesCost of capital is an fixed role in finance as it discloses the cost that a firm needs to incur in order to source the amount wanted…
CDSL Easi and CDSL Easiest, Overview, How to Register, Features, Advantages, Differences
Reading Time: 5 minutesCDSL is one of the leading depository facilities of India which provides the holding of securities in an electronic method that makes trading easier. To enhance convenience…
CAGR – Compounded Annual Growth Rate: Overview, Uses, Advantages, Limitations
Reading Time: 3 minutesOverview Compounding Annual Growth Rate (CAGR) also commonly found in financial circles as an important financial ratio that quantifies the growth rate of an investment, business or…
Dividend Yield: Overview, Formula, Importance, Advantages and Disadvantages, vs. Dividend Payout Ratio
Reading Time: 8 minutesOVERVIEW The yield is considered as one of the simplest but most effective ratios applied by investors to determine what dollar inflow, they expect is achievable from…
Margin Trading, Risks and Rewards, Buying Power (Excess Equity)
Reading Time: 6 minutesBuying on margin is a common investment technique involving the possibility of purchasing securities on credit from a brokerage. Such leverage allows investors to increases their purchasing…
Business Cycle / economic cycle: How to Measure It, 4 stages
Reading Time: 6 minutesBusiness cycle, also known as the economic cycle, is the cyclical nature of the relative rise and fall of economic activity over a definitive period. These cycles…
Book Value: Meaning, Formula,Investor’s perspective
Reading Time: 5 minutesDefinition of Book Value Net or book value refers to the value of the fixed asset or value assigned to an enterprise in the balance sheet. The…
Bonds and Bond Ratings: How They Work
Reading Time: 5 minutesBonds are the securities that represent the loan an investor lends to a borrower. This could either be the government or even a firm. They make up…
How Confirmation Bias influences investing decisions and how to limit it?
Reading Time: 6 minutesWHAT IS CONFIRMATION BIAS? AN OVERVIEW Confirmation bias can be defined as a selection and interpretation of information that is consistent with our pre-existing hypothesis within a…
Behavioral Finance in the Stock Market: Overview and Concepts
Reading Time: 5 minutesOVERVIEW ON BEHAVIORAL FINANCE Behavioral finance is actually an offshoot of finance that combines aspects of psychology and business to explain why investors make unwise decisions. While…